Precisely, this is what I believe too. This is a dream, but the critical insight that should follow as you mention above is, whose dream?
The last shirt I wore at Andrew’s non-duality retreat was an expression of this concept that is critical in my personal belief system:
I’ve always shared with my mom that I believe the dream we are experiencing is a dream within God’s dream.
For me, I always thought this is a very important insight!
That and God goes by many names 
, I think the Tao does a good job explaining how God, or if you want to call it the Tao cannot be named.
